Payment Processing

Green Merchant Alliance makes the process of opening a merchant account easy and affordable. We can help you save up to 50% on your processing fees, significantly lowering your business costs. 

You’ll be setup to accept and process all major credit cards – Visa, Mastercard, American Express and Discover, plus debit cards and EBT. Funds are deposited electronically into your bank account within 48 hours. This ensures no-hassle payment from your customers, while reducing risk, saving time and improving your cash flow management.

If you’re like most busy entrepreneurs, you often feel like a juggler attempting to balance multiple balls. Enhancing your products, pleasing your customers and making a profit in this challenging economy are just a few of the multiple priorities you are managing on a daily basis. Finding a full-service merchant service company can make your life easier in a multitude of ways. Take just a few minutes to see how Green Merchant Alliance can revolutionize your business and set you up with an easy to use merchant account that you will love.

 

More Reasons Why:

  • Competitive Rates

  • No Monthly Contracts

  • Free Equipment Solutions

  • Free QuickBooks Software

  • Free Online Marketing Tool

As a Merchant Services Provider, our principle business is that of enabling merchants in the card-present, brick and mortar space and the card-not-present, ecommerce/mail order and catalog (MOTO) space to accept all forms of non-cash payments such as:

 

• Credit cards – Visa, MasterCard, and Discover branded cards
• Debit cards – signature debit as well as PIN debit check cards
• T & E cards – American Express and JCB
• POS check services – check guarantee, truncation services
• Web-based ACH and back office conversion

In addition to facilitating merchant accounts, we provide the appropriate point of sale equipment and software such as:

 

  • Stand-alone credit card terminals

  • PC based software and mag-swipe readers

  • Peripheral devices such as PIN pads, printers, readers, etc.

  • Internet payment gateway accounts

  • Mobile phone payments through PHONESWIPE 

 

We offer direct-to-processor payment processing services and top of the line FREE payment technology.  We pledge to meet or beat your current processing costs.  Additionally we will consult with you about your business needs and provide you with the most suitable packages.

 

Compare the setup fees and terminal costs of our competitors. SAVE MONEY, enjoy LOWER costs in your processing fees AND participate in our Green Merchant Alliance at no additional cost to your business. The more members that join our growing business alliance, the more the efforts of these organizations can, and will, make a difference. In the end, we all profit.

 

 

 

Credit Card Processing Basics

 

A merchant account is a type of bank account that allows businesses to accept payments by debit or credit cards. A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of credit card and/or debit card transactions. In some cases, a payment processor or independent sales organization is also a party to the merchant agreement. Whether a merchant enters into a merchant agreement directly with an acquiring bank, or through an aggregator such as PayPal, the agreement binds the merchant to obey the Operating Regulations established by the card brands.

 

Methods of Processing Credit Cards

 

Today a majority of credit card transactions are sent electronically to merchant processing banks for authorization, capture and deposit. Various methods exist for presenting a credit card sale to "the system." In all circumstances either the entire magnetic strip is read by a swipe through a credit card terminal/reader, a computer chip is read, or the credit card information is manually entered into a credit card terminal, a computer or website.

 

 

Credit Card Terminal

 

A credit card terminal is a stand-alone piece of electronic equipment that allows a merchant to swipe or key-enter a credit card's information as well as additional information required to process a credit card transaction. A credit card terminal is a dedicated piece of equipment that only processes credit cards although it is common for related transactions including gift cards and check verification to also be performed. A credit card terminal typically must be plugged in to a power supply and connected to a telephone line. However, some terminals may be powered by batteries and communicate over the Internet or through a cellular phone data network. When a credit card is processed (either swiped through the magnetic stripe reader or keyed-in to the keypad), it contacts the network to verify if the credit card can be authorized. The transaction is then stored on the machine until the polling window is opened. The machine will either upload the electronic funds directly to the merchant bank, or a polling service provider will dial in to collect, process then submit the data to the merchant bank. The most popular credit card terminals consist of a modem, keypad, printer, magnetic stripe reader, power supply and memory card.

 

Payment Gateway

 

A payment gateway is an e-commerce service that authorizes payments for e-businesses and online retailers. It is the equivalent of a physical POS (point-of-sale) terminal located in most retail outlets. A merchant account provider is typically a separate company from the payment gateway. Some merchant account providers have their own payment gateways but the majority of companies use 3rd party payment gateways. The gateway usually has 2 components: a) the virtual terminal that can allow for a merchant to securely login and key in credit card numbers or b) have the website's shopping-cart connect to the gateway via an API to allow for real time processing from the merchant's website.

 

Turn your smartphone into a credit card terminal.

 

Phone Swipe – the newest mobile credit card processing solution. Phone Swipe transforms your smartphone into a credit card terminal, allowing you to take your business to your customers, wherever they are. With Phone Swipe, you will never miss another sale again.

 

PHONE SWIPE FEATURES 

 

Use our easy online application to sign up for phone swipe now

 

Lowest Rates
Phone Swipe offers the lowest rates guaranteed. We offer an exclusive flat rate pay as you go program for on the go customers of 2.69% NO MONTHLY FEES, NO PER ITEM FEE, NO CONTRACT or strings attatched. 

 

Free Software, Free Hardware
Getting started is easy. Set up your merchant account, download the free software from the App Store and once your account is approved, we'll send you a free card reader.

 

Email Receipts
Email receipts to your customers for sales, refunds and voids that include actual signatures and images with descriptions of items purchased. Plus with Google MapsTM, customers can see where the transaction took place.

 

Tips and Tax
Set up default tip and tax percentages. Or use Geo Tax and let Phone Swipe automatically calculate the correct sales tax based on your location.

 

Real Time Reporting
View real-time reporting, so you can create and view reports, and find and review individual transactions.

 

Customizable Inventory
Set up your inventory into easy to access categories along with inserting pictures from your photo library or take your own in just minutes.

 

Safe and Secure
Phone Swipe ensures your customer's information remains safe and secure.

Compatible with iPhone, Android & iPad. Requires iOS 3.0 or later.

iPhone® is a trademark of Apple Inc., registered in the U.S. and other countries.

Be Responsible
Be Responsible
Free Equipment
Free Equipment
Lower Costs
Lower Costs
Green Payment Solutions Green Credit Card Processing
Green Payment Solutions Green Merchant Account
Green Payment Solutions Green Credit Card Processing
Green Payment Solutions Green Credit Card Processing
Green Payment Solutions Green Credit Card Processing